FBC Funding

Chicago Hard Money Lender: Commercial and Residential

FBC Funding is a Chicago Hard Money Lender and Commercial Mortgage Broker funding loans in Chicago, Illinois; Washington, D.C., Georgia, Florida, Texas, Maryland, Virginia and Nationally since 2008. We fund Residential and Commercial Fix and Flip Rehab loans, single and portfolio DSCR Rental Loans, and Ground up Construction Loans, as well as Agency – Portfolio – Alternative and Bridge and Hard Money Commercial loans. FBC Funding also facilitates Small Business alternative funding loans.

For residential and commercial rehab funding we offer many programs including 90% purchase and 100% of rehab financing, 100% full doc loans and rehab credit lines up to $5,000,000 plus deferred payment and advanced draw programs and many other program options. We even offer Gap Funding options for well qualified real estate investors.

Our Commercial Programs include Fannie – Freddie- FHA Agency funding plus life, pension fund and hedge fund competitive programs with terms as good but generally better than local banks. We also offer Alternative, Stated Income and Bridge commercial mortgage loan products.

As a Chicago Hard Money Lender of course we lend locally, but we also fund residential and commercial rehab, rental, construction and bridge loans nationwide.


The Principles of FBC Funding have over 50 years of Residential and Commercial mortgage lending experience. We are also real estate investors.

As such we can help real estate investors with the best programs and financing strategies for their residential or commercial real estate investment needs.

Whether borrower wants a Chicago Hard Money Lender, Buy and Hold DSCR Rental Loan, Ground Up Construction Loan or  Short Term Bridge Loan for residential investment properties or multifamily investment properties or commercial real estate we can help.


As a national correspondent lender, our team of experienced real estate investors support you in achieving your financing needs. Many options to help you fund your investment projects. *

Fix and Flip Loan

  • Finance up to 100% LTV
  • Single-family & multifamily properties
  • No Prepayment Penalties
  • Close in as little as 5 days

 Bridge Stable Asset Loan

  • Finance up to 80% loan to value
  • Single-family & multifamily properties
  • Multi-year Bridge loan
  • No Prepayment Penalties

  1-30 unit DSCR Rental Loan

  • Finance up to 80% loan to value, 75% for cash-out refinances
  • Airbnb income refinancing option
  • Single property and portfolio options
  • 30-year term with low prepayment options

Bank Statement Loan

  • Finance up to 80% loan to value, 70% for cash-out refinances
  • 30-year term with competitive pricing
  • Low prepayment penalty options

 Construction Loan

  • Finance up to 90% loan to cost, 75% of value after completion
  • Single-family, townhomes, ADUs & Multifamily properties
  • No Prepayment Penalties
  • No Payment Option

Commercial Bridge Loan

  • Finance up to 80% loan to value
  • Multifamily, industrial, office, retail, mixed-use, self-storage, manufactured housing, and hospitality
  • No Prepayment Penalties

All programs are not available in all states.

Terms also vary depending on location as well.

For more information complete a quick quote form, or call 888-848-3114  or click here for a quick application

Contact Us

FBC Funding
3047 N. Lincoln Ave
Chicago, IL 60657
Phone: 888-848-3114

Social Media

Equal Housing Lender