Your Hard Money Lending Career
Hard Money Lending Career: Your Next Big Move
The world of real estate investing can be unpredictable. Homes sit on the market, properties go stale, flippers scramble for capital. But for those who thrive on fast deals, quick turnarounds, and helping investors close — a hard money lending career offers something unique: momentum, earnings potential, and real, tangible impact.
That’s exactly what a growing firm like FBC Funding delivers — and why their “Mortgage Careers” page is calling for go-getters to step in as Affiliate Managers, Sales Managers, or Commercial Mortgage Originators.
Why Hard Money Lending Career Makes For a Great Career
- Speed & flexibility: Unlike traditional banks bogged down by red tape, hard-money lenders often close loans in days — perfect for fix-and-flip, rehab, or DSCR rental deals. Joining this space means being part of fast-moving capital that makes real estate investing happen.
- Wide variety of programs: From fix-and-flip rehab loans to DSCR rental loans, bridge financing, and commercial real estate lending — FBC Funding offers a suite of loan products, giving originators and sales professionals many angles to serve investors.
- Independence & scalability: Positions like Commercial Mortgage Originator as a Hard Money Lending Career are often structured as independent-contractor / work-from-home roles. That means you’re in control of your pipeline, schedule, and potential earnings — ideal for entrepreneurial spirits.
- Serving a real need: Many real-estate investors rely on hard-money lenders to make their rehab or rental projects possible — sometimes under tight deadlines. Being a bridge between capital and opportunity means you’re enabling people to build wealth; it’s more than just paperwork.
Roles on the Table
FBC Funding’s Open Positions:
- Affiliate Manager — Focused on building referral relationships, cultivating a network of real-estate agents, contractors, investors, and partners who refer deals.
- Sales Manager — leading deal flow, managing loan submissions, client communications, recruiting and mentoring originators.
- Commercial Mortgage Originator — an originator sources deals from investors (owners, rehabbers, builders, landlords), helps them prequalify, submits loan packages, and follows through to closing. Because loans range from fix-and-flip to larger commercial or rental-property deals, the originator gains exposure to a variety of real-estate transaction types.
What It Takes — And What You Gain
You’ll need:
- A good sense for real-estate economics — know what makes a deal “work”: acquisition price, rehab/repair costs, after-repair value (ARV), potential rents, exit strategy, etc.
- Sales and networking chops — many deals start with a tip-off: an investor, a rehabber, a builder, a landlord looking for capital.
- Flexibility & grit — in hard-money land, speed matters, paperwork needs to be precise, and every deal is different.
- Self-motivation — especially if working as an independent contractor and remote originator.
You’ll get:
- A chance to be part of the fix-and-flip / rental / builder ecosystem — connecting investors with capital they need to execute deals, rehab or build properties, create rentals, and build rental portfolios.
- Access to a variety of loan programs — fix-and-flip, DSCR rental, bridge loans, ground-up construction, commercial loans — so you can match deals to the right capital structure.
- Earning potential tied to performance — the more deals you bring in and close, the more you can earn.
- Flexibility: many positions allow remote work, independent schedules, and control over your deal flow.
Who Should Apply — and What’s the Ideal Background
This path isn’t for everyone. But if you’re:
- Comfortable evaluating real-estate deals (or willing to learn fast),
- Motivated to hunt down investors or partners who need capital,
- Good at building relationships and staying organized,
- Motivated by commissions and results rather than a fixed 9–5 income,
Then you might thrive. Especially those with prior experience in real estate investing, rehab/flip knowledge, real-estate sales/broker background, lending exposure — or a network of active investors, contractors, agents, or landlords.
If you already have a pulse on market dynamics — call it an investor’s instincts — you’ll likely hit the ground running.
Final Thoughts
A career on the “origination” side of hard-money lending gives you a front-row seat to real estate deals — without having to own or rehab properties yourself. It lets you build a business around facilitating deals, bringing capital to investors, and generating income through performance and hustle.
If you’re the kind of person who gets energized by spreadsheets, deal pipelines, rehab budgets, and closing-day success stories — and you don’t mind a little hustle — a Hard Money Lending Career path with a hard-money lender like FBC Funding could be a smart and rewarding move.
For more information, send a cover letter to louisj@fbcfunding.com
