Borrower Preparation: The Linchpin to 5–10 Day Fix & Flip Loan Closing

In a fix-and-flip transaction, speed is rarely accidental. Loans that close in five to ten business days do so because the borrower arrives prepared, not because the lender owns a magical stopwatch. While lenders advertise fast closings (many programs do close faster), the true determinant is borrower readiness—specifically, whether all critical documentation is organized, accurate, and immediately available.

5–10 Day Fix & Flip Loan Closing are not about rushing underwriting; they are about eliminating friction. Each missing document creates an email, a pause, and a delay. Prepared borrowers remove those bottlenecks before the file ever hits underwriting.

Below are the core preparation items that consistently separate 5–10 Day Fix & Flip Loan Closing from “we’re almost there” closings.

The Non-Negotiable Borrower Preparation Checklist

1. Complete Loan Application & Executed Purchase Contract
   A fully completed application paired with a signed purchase agreement allows the lender to initiate underwriting immediately. Partial applications slow momentum before it even starts.
2. Entity Documents
   Most investment properties are purchased in an LLC or corporation, lenders will require articles of organization, operating agreements, and the IRS letter with the business EIN number. Having these ready avoids last-minute scrambles that tend to occur 48 hours before closing—when stress is already doing pushups.
3. Government-Issued Identification (ID)
   Valid photo ID for all borrowing principals is essential for compliance, title, and closing coordination. Simple? Yes. Frequently forgotten? Also yes.
4. Detailed Scope of Work & Rehab Budget
   A line-item scope with realistic costs allows the lender to validate renovation feasibility prior to closing and release draws efficiently once the loan is in effect. Vague rehab budgets invite questions which delay closings; detailed rehab budgets invite quick approvals.
5. After-Repair Value (ARV) Supported by Comparable Sales
   Fix-and-flip loans are underwritten on ARV. Providing solid comparable sales upfront reduces appraisal disputes and shortens valuation review timelines. Confirm your comparable sales are: in close proximity to the property (a half of a mile in the city and two to three miles in the suburbs); of similar size, bedroom count and bathroom count; and have recently closed ( preferably in the last 6 to 12 months).
6. Liquidity Documents
   Recent bank statements demonstrating available funds for down payment, closing costs, and reserves are critical. Liquidity reassures lenders that surprises will be handled calmly, not creatively.
7. Experience Track Record
   A brief summary of prior flips—addresses, outcomes, and timelines—helps lenders assess execution risk. Experience doesn’t need to be flashy; it just needs to be documented. Most lenders provide a schedule to be completed, if you have one prepared it saves time.
8. Clear Exit Strategy
   Whether resale or refinance, lenders want to see a defined repayment path. A clear exit equals faster credit approval and fewer follow-up questions.

Why This Preparation Pays Off

Prepared borrowers close faster, negotiate from strength, and win deals others cannot. Sellers favor certainty. Lenders reward clarity. And underwriters—quietly but sincerely—appreciate files that don’t require detective work.

In fix-and-flip financing, speed is not a promise; it is a byproduct. When borrowers arrive organized, transparent, and ready, five-to-ten-day closings stop being aspirational and start becoming routine.

Preparation, it turns out, is the fastest form of financing.

As a hard money lender offering multiple program options for real estate investors seeking 5 to 10 day fix & flip closings (even with little or no money down) FBC Funding has been helping investors since 2010.

For more information on how you next deal can be a 5-10 day fix & flip loan closing:

Call 888-848-3114

Email Funding@fbcfunding.com

Click Here to schedule a free 5-10 day fix & flip loan closing consultation.

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100% Fix and Flip Atlanta Georgia

100% Fix and Flip Atlanta Georgia

FBC Funding now offers a new 100% Fix and Flip Atlanta Georgia. You heard that right. We have a new 100% fix and flip program for Georgia real estate investors. As this is a new product we are initially rolling it out in only 8 states focusing heavily in Atlanta, Georgia. As a real estate investors looking to scale up your business in one of the following eight states, this is the program for you. The eight states we are offering the 100% fix and flip program are Arkansas, Oklahoma, Missouri, Texas, Georgia, Ohio, North Carolina and Tennessee. There are many great benefits for Georgia real estate investors looking for no money down fix and flip funding. Here is a list of the benefits.

Guidelines for 100% Fix and Flip Atlanta Georgia

• States: AL, AR, CO, GA, ID, IA, MA, MD, MO, MS, MT, NC, NE, NH, OH, OK, SD, TN, TX, WA, WV, and WY. The county must have a population of at least 100,000 residents for the property to qualify.
• Purchase Price and Rehab LTV: 100% of the purchase price and rehab not to exceed 70% of the after rehab value. Subordinate financing available.
• Loan Amount: Minimum loan amount $100,000 and maximum loan amount $500,000
• Term: 6 months, with 3 month extension options.
• Rate & Points: 12% and 4 points
• Liquidity: Closing Costs plus 10% of rehab budget plus 6 months of interest only payments – verified with the last 2 months banks statements
• Citizenship: US Citizen, Non Permanent Residents and Foreign Nationals. No loans in individuals names
• Borrower: US Based Business Entities (LLC, LP, Corp, etc.) No loans in individuals names. The borrows of the 100% fix and flip Atlanta Georgia are required to personally guarantee the loan.

Benefits of 100% Fix and Flip Atlanta Georgia

There are several key benefits to 100% financing fix and flip program which include:

• 100% of the purchase price and 100% of the rehab financed up to 7o% of the after repair value (ARV). This is great for Georgia investors who are doing multiple deals, or just want to front as little money as possible.
• No traditional appraisal required. Our automated value model with our desktop appraisal system will allow us to close these loans without a traditional appraisal. Additionally, if value comes in low we can still order appraisal through an appraisal management company.
• Quick close. With no traditional appraisal required we can close loans in 5 to 10 days or less. As of October, 2024 the average closing time is 7 business days from full submission for 100% fix and flip Atlanta Georgia properties.
• No minimum credit score required. We will still do a background check to confirm no major derogatory credit such as foreclosure or recent bankruptcies as well as check for financial crimes.
• No minimum experience required. First time investors are eligible for the 100% fix and flip Atlanta Georgia program.
• Unlimited draws. This again helps borrowers with unlimited funds and helps the project get completed sooner. If you have limited funds you can order draws as soon as possible without needed it to be a minimum amount. Thus you can continue working to complete project quicker.
• Foreign National Investors.

For more information or to procure 100% fix and flip Atlanta Georgia, call 888-848-3114 or email info@fbcfunding.com

Schedule A Free Loan Consultation

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FBC FUNDING Fix and Flip GAP FUNDING PROGRAMS

What is Fix and Flip Gap Funding:

FBC Funding offers fix and flip gap funding options for real estate investors. Gap funding is signature  funding that can be used for down payment and or closing costs to allow the borrower to have up 100% financing and maybe include closing costs as well. Fix and Flip Gap Funding is signature financing where the investor borrows money based on the strength of their personal credit and cash flow for term loans.

How Does Fix and Flip Gap Funding Work:

A borrower would submit an acceptable credit report within 30 days and income documentation (only necessary for the term loan option). Upon review of credit and income a preapproval is issued usually with 24 hours. Based on the preapproval for gap funding, we will issue preapproval for fix and flip funding.

On average fix and flip gap funding takes 2 to 3 weeks to fund and fix and flip funding take 3 weeks so generally we start the gap funding process before the fix and flip process so funds are available for closing.

Fix and Flip Gap Funding Options:

FBC Funding offers are 4 gap funding options: UBF, UPF, PTL, and BTL.

• UBF is Unsecured Business Funding – Usually credit cards in the business name. The business credit cards often have a zero per cent interest rate for a limited time to start. There is an unsecured business credit line for well established businesses with good net income. The unsecured business line requires a company to be in business at least 2 years.
• UPF is Unsecured Personal Funding – These are credit cards in the personal name versus the business name.
• PTL is Personal Term Loans – The personal term loans are installment loans in an investors personal name with fixed terms of up to 5 year. Unlike credit lines and credit cards that are revolving the term loans are a fixed rate for a fixed period (term) with fixed monthly payments.
• BTL is Business Term Loans – The business term loans are for up to 10 year terms based on qualifications and in the business name in business name.

How to Qualify for Fix and Flip Gap Funding:

• Credit: There is a minimum credit score of 700 for all products. The credit score is a minimum but no one qualifies solely based on credit score. The credit profile is reviewed for length of credit history, maximum credit limits, credit utilization as well as mix of credit. An investor with limited credit history, high credit utilization and minimum credit limits may not qualify regardless of credit score.
• Income: For the UBF and UPF program options there are no income questions asked. These programs are based solely on the credit profiles. For the PTL program personal income must be at least $50,000. for the BTL – business income is evaluted the last 2 to 3 years. The approval and the amount of the approval is based on the net business income (with some add backs, like depreciation). Additionally, business should show no losses in the last 2 to 3 years.
• Loan Amount: The loan amount is based on the credit profile and the income. Sometimes an investor will have a combination of programs to get the amount of money needed for fix and flip gap funding.

Steps To Qualify for Fix and Flip Gap Funding:

FBC Funding always start with a free pre approval. To be pre approved for fix and flip gap funding we need a copy of  a Tri merged (3 bureau) credit report and one months of income statements. Based on the provided information we will issue you a prequalification that will provide estimated credit limits, interest rates, loan term and costs.  Based on your acceptance of terms the fix and flip gap funding will be in your account in two to 3 weeks.

For more information call FBC Funding at 888-848-3114, email info@fbcfunding.com, or click here to schedule a free loan consultation.

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In the dynamic world of real estate investing, time is more than just money – it’s the heartbeat of opportunity. For savvy investors in the fix and flip realm, the ability to close a purchase loan in 10 days or less isn’t just a convenience; it’s a strategic advantage. Here, we explore the transformative benefits of two remarkable 10 day close fix and flip loan programs offered by FBC Funding, tailored for experienced investors who are ready to leap ahead in the real estate game.

10 Day Close Fix and Flip Loans – Speed Equals Opportunity

In real estate, the early bird doesn’t just get the worm; it often gets the best deal. Properties with high potential don’t stay on the market for long. A 10-day close puts you at the front of the line, enabling you to snatch up those hot properties before your competitors have even finished their morning coffee. This rapid turnaround is not just about efficiency; it’s about being first in a race where second place often means missing out.

10 Day Close Fix and Flip Loans – Strengthening Bargaining Power

Cash is king, and a 10-day close is its crown. When sellers know you can close quickly, it puts you in a strong bargaining position. This can translate into lower purchase prices or more favorable terms. It’s like walking into a negotiation with an ace up your sleeve – sellers are more likely to bend if they know the deal can be done swiftly and smoothly.

10 Day Close Fix and Flip Loans – Building a Strong Investment Portfolio Quickly

For those looking to build or expand their investment portfolios, speed is a crucial factor. The ability to close quickly allows you to take on multiple projects within the same timeframe that it might take others to complete one. This rapid pace can lead to a more robust portfolio, diversified risk, and increased opportunities for profit. We also have no seasoning refinance for these BRRRR investors

10 Day Close Fix and Flip Loans – Flexibility and Adaptability

In a market that’s as unpredictable as it is lucrative, the ability to adapt quickly is invaluable. A 10-day close loan program offers the flexibility to jump on unexpected opportunities or shift strategies in response to market changes. This agility is a key component in staying ahead of market trends and capitalizing on them.

Building Strong Relationships with Sellers and Agents

Speedy transactions are not just beneficial for you; they’re also appreciated by sellers and real estate agents. By consistently closing quickly, you build a reputation as a reliable and serious investor. This can lead to more opportunities being brought to your doorstep, as agents and sellers are more likely to engage with investors they trust to close deals efficiently.

10 Day Close Fix and Flip Loans: How to

Be Prepared:

• Have your entity documents ready to submit, including articles of organization, operating agreement, EIN letter and certificate of good standing.
• Have your track record ready to submit. This would include all fix and flips completed in the last 3 years and all the rental properties currently owned.
• Submit your scope of work within 24 hours of application. This one thing drags the fix and flip loan process down more than any other requirement. You must impress upon your contractor or even incentivize them to get this back to you asap.
• Have your last two bank statements available to verify cash to close.

The clock starts on the 10 day close fix and flip loan when application and all docs are submitted. Though the lender can close in 10 days, it is important to have your documents ready for submission from day one of application. Understand 10 days for the lender is different than 10 days from the seller. The seller counts from contract acceptance the lender counts from full loan application submission. They are in line of contract acceptance date and full application submission are the same date.

In conclusion, the benefits of a 10 day close fix and flip loan program extend far beyond mere convenience. They embody a strategic advantage in a competitive market, where speed, efficiency, and agility can make the difference between a good investment and a great one. For those ready to take their real estate investing to the next level, these loan programs are not just tools; they’re catalysts for success.

To Learn more call FBC Funding @ 888-848-3114 or click here to schedule a free loan consultation or be pre approved for the 10 day close fix and flip loans.

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Deferred Payment Fix and Flip Investing

Welcome to the dynamic world of fix and flip investing, where the old adage, “You have to spend money to make money,” isn’t just a saying—it’s a strategy. For new investors, navigating this realm can be as challenging as convincing a cat to take a bath. But fear not! The key to unlocking your potential in this market lies in understanding the funding options available for fix and flip investing, particularly the role of hard money lending. And who better to guide you through this than FBC Funding?

Fix and Flip Investing: The Allure of Hard Money Lending:

Hard money loans, unlike traditional bank loans, are the superheroes of the fix and flip investing world. They swoop in with faster approval times, less stringent credit requirements, and the flexibility that traditional lenders often lack, like a cape-wearing financier in a world of suits and ties.

Advantages for New Fix and Flip Investors:

1. Speed: In the fix and flip investing game, time is more than just money—it’s the golden ticket. Hard money loans are processed at the speed of light (well, almost), allowing you to seize opportunities before they vanish like a mirage in the desert.
2. Flexibility: Hard money lenders, like FBC Funding, aren’t as rigid as traditional banks. They’re like the cool aunt or uncle who understands that life isn’t always black and white. This flexibility can be a lifesaver for new investors with unique situations.
3. Asset-Based Lending: Your investment property is the star of the show. Hard money lenders focus on the property’s potential, not just your credit score. It’s like being judged on your dance moves rather than your singing skills at a talent show.

FBC Funding: Your Fix and Flip Investing Partner

At FBC Funding, we don’t just lend money; we invest in your success. Our prequalification process is like giving you a treasure map, showing you the path to understanding the costs and profit potential of your investment projects. We guide you to know how to analyze your project to better prepare you to choose the right property for your fix and flip investing.

1. Tailored Solutions: Every investor is unique, and so is every property. We offer customized lending solutions that fit your specific needs like a glove—or a well-tailored suit.
2. Expert Guidance: We don’t just hand over the cash and wave goodbye. Our team provides ongoing support and advice, ensuring you’re as prepared as a scout on their first camping trip.
3. Transparency: We believe in clear, upfront communication—no hidden fees, no surprises. It’s like having a GPS with the most reliable route, avoiding all the traffic jams and roadblocks.

Conclusion:

In the world of fix and flip investing, hard money lending is your secret weapon, and FBC Funding is your trusted ally. We’re here to help you understand the intricacies of your investment, ensuring you’re as informed as a librarian in a bookstore. So, embark on your investment journey with confidence, knowing that with the right funding and guidance, the sky’s the limit. And remember, in the world of fix and flip investing, the right property is a story waiting to be told—and you’re the author.

For more information on how FBC Funding can help you succeed in your fix and flip investing ventures, click here to schedule a free loan consultation or call 888-848-3114. Let’s turn those investment dreams into reality, one property at a time.

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FBC Funding Offers a No Appraisal Fix and Flip Loan Program for real estate investors looking to close fast on their investment properties. Here are a few advantages to the No Appraisal Fix and Flip Loan.

Benefits of No Appraisal Fix and Flip Loan Program:

• Speed of Approval: Skips the time-consuming appraisal process, allowing for faster loan approvals, quicker closings and better projects. 
• Opportunity Seizure: Enables investors to act quickly in competitive markets, securing properties before others. This happens when you can tell the seller you will be ready to close in 10 days.
• Increased Flexibility: Adapts to a variety of investment projects, from minor and substantial renovations .
• Higher Leverage: FBC Funding will fund up to 85% of the purchase price and 100% of the renovations under the No Appraisal fix and flip loan program.
• Suitable for Experienced Investors: Ideal for those who can make quick, informed decisions in a fast-moving market.
• Potential for Faster ROI: Quick renovations and flips can lead to a quicker return on investment and if you choose to BRRRR you can quickly build a portfolio as it does not take as long to close deals.
• Market Edge: Provides a competitive advantage in a fast-paced real estate market. You compete with cash investors and thereby can save you money or win deals you normally would not if it takes longer to close.

Remember, while these advantages are compelling, they often come with higher interest rates and fees as compared to other programs where an appraisal is required due to the increased risk and convenience. That said the benefits and advantages of the No Appraisal Fix and Flip Loan Program can outweigh those programs where the borrower needs an appraisal which takes longer to close.

Requirements of No Appraisal Fix and Flip Loan Program:

• Minimum Credit Score: 660 – lower by exception
• Experience: No Minimum Experience. Credit Score and Experience determines the LTV and Rate
• Reserves: Closing costs + 6 months of payments + 20% of Budget Amount (after closing will you have funds to make payments and get the project started)

The No Appraisal Fix and Flip Loan Program is available nationwide except North Dakota, South Dakota, New York, Minnesota, Nevada, Chicago MSA, Detroit MSA, Inner City New Jersey, Inner City Baltimore.

For more information

call 888-848-3114

email louisj@fbcfunding.com

click here to schedule free loan consultation.

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RESIDENTIAL FIX AND FLIP LOANS FOR INVESTORS:

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FBC Funding Illinois Rehab Lending (Fix and Flip) Programs for Real Estate Investors:

We offer many fix and flip rehab loan programs for Real Estate Investors in Illinois. Below is and overview of some of our top programs. With Flexibility to offer many options FBC Funding is a nationwide broker for rehab programs with special programs for Chicago and Illinois.

UP TO 90% LTC

12 Month Term – Monthly Interest Only Payments

Maximum Loan Amount: 70% of ARV

600 Credit Score (80% LTC – no exits) 

630 Credit Score (85% LTC 0-1 exits 0r 90% w/ 2+ exits)

680 Credit Score (90% no experience)

First Time Investors can Qualify for up to 90% LTC

90% PURCHASE / 100% REHAB

12 Month Term – Monthly Interest Only Payments

Maximum Loan Amount is 70% of ARV

Minimum 600 Credit Score

Minimum 5 Completed Flips or units owned.

Lowest Down Payment with 600 Credit Score

Better Rates and Terms for Better Credit and More Experience

100% PURCHASE + 100% REHAB +

LENDER CLOSING COSTS  

9 Month Term

Maximum Loan is 70% of ARV

Minimum Credit Score is 680

Minimum 2 exits

Cash Reserves 6 to 12 monthly Payments

No Down Payment, No Out of Pocket for Rehab, and even Lender Closing Closing can be included in the loan. Can Be true 100% financing and no funds out of pocket other than application deposit.

NO DOC FIX AND FLIP PROGRAM

6, 9, or 12 Month Term

Maximum Loan is 70% of ARV

Minimum Credit Score is 640

Exits 0 – 1 = 80% LTC

Exits 2 – 3 = 85% LTC

Exits 4+ = 90% LTC

No Monthly Interest Payments

No Income / No Assets / No Reserves

Only documents needed to close are appraisal, title, proof of experience and credit report.

REHAB FIX AND FLIP CREDIT LINES

CREDIT LINE #1

620 Credit Score

10 Times Liquid Assets

Lowest Rates

CREDIT LINE #2

660 Credit Score

10+ Exits

$5,000,000 Credit Facility

Quickest Close and Largest Credit Facility

These are not all of the Illinois Rehab Lending Programs we offer. In addition to Chicago and Illinois, we lend nationwide. Not all programs are available in every state. We work with each investor to offer the best program to meet their rehab lending needs. There are many factors we consider but the most important are location of the property, after rehab value, loan to value or loan to cost, borrowers experience, borrowers credit, borrowers assets, and how quickly loan needs to close. Of course from the borrowers perspective the cost to finance the project (including the interest rate, points, fees and term) are also very important.

For questions on these Illinois Rehab Lending (fix and flip) Programs as well as other residential or commercial fix & flip, long term rental or blanket financing products

email louisj@fbcfunding.com

or call 888-407-6953

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Deferred Payment Fix and Flip loan

Deferred Payment Fix and Flip Loan

Deferred Payment Fix and Flip Loan: Most Real Estate Investors who are serious about their business want options to help them do more rehab projects with less money.  These real estate investors want options to do more projects at the same time. There are many ways to accomplish this. They include:

• 100% Financing – low down payments (see program options here)
• Low Interest Rates 
• Deferred Payment Fix and Flip Loan

All of these options will allow borrower to use less of their personal money but each come at a costs.

The 100% financing option requires a better credit profile or charge higher interest rates and closing costs. The full documentation 100% financing program allows closing costs to be rolled into loan as long as the loan does not exceed the maximum ARV. The full documentation option also requires borrower to own their primary residence and allow a second mortgage as additional collateral. The 100% financing program generally takes 4 weeks to process if the borrower is not pre approved.

The Low interest rate option requires good credit profile and a larger down payment. we have rates as low as 6.99%.  This program can take longer to process as with the 100% financing program.

The Deferred or No Monthly payment Program offers down payment as low as 10% and can close in as little as two weeks ( three weeks on the first loan). The draw back is the closing costs may be higher.  Benefits of the Deferred No Monthly Payment Fix and Flip Loan

• No Monthly Payments – Buy, Rehab, Sell no payments along the way.
• Low Down Payment – Depending on experience and ARV up to 75%
• Do Multiple Projects simultaneously – No Monthly payments and low down payment mean your funds can go to multiple projects.
• No Income Verification
• Quick Close

How the Deferred Payment Fix and Flip Program Works

Based on the experience of the real estate investor, there is a down payment as little as 10% of the purchase price and the rehab escrow account is established for up to 100% of the renovation costs, not to exceed 75% of the After Repair Value as determined by the appraisal. In addition to the repair escrow for the rehab, there is a payment escrow established at closing. The borrower will contribute the first 3 payments to the payment escrow and the lender will deposit up to 9 payments into the payment escrow account. The total funds provided by the lender can not exceed 75% of the ARV. With 12 months of payments deposited into the payment escrow account, the borrower does not make payments during the 12 month term of the purchase rehab loan. Each month when the interest only payment is due, the payment is paid from the payment escrow account. At time the real estate investor completes the renovation and sells or refinances the property,  the balance of the payment escrow is credited to the payoff of the loan. For example, if it takes 6 months to renovate and sell the property then upon the sell of the property the lender would credit the remaining 6 months of payments to the payoff of the loan.

Why Choose Deferred Payment Fix and Flip Loan

If you are looking to fully leverage a project with minimum cash out of pocket and have a quick loan turn around to fund in as little as 2 weeks with minimum paper work, then this is the program for you. The program is especially helpful for experience investors who have completed three or more rehab projects in the last three years. For these reasons savvy real estate investors should choose the deferred no payment fix and flip loan. Additionally, many real estate investors have saved funds to complete a real estate investment project, but would prefer not to deplete thier savings by the monthly payments.

For more information complete the quick quote form, call 888-848-3114 or click here to schedule a free loan consultation.

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Fix and Flip with no monthly payments

Fix and Flip with No Monthly Payments

No Monthly Payments? New Fix and Flip purchase rehab program with no monthly payments!!! Loan payments can be rolled into the loan for 12 months plus up to 90% of the purchase price with 100% of the rehab costs.  Most Hard Money Lenders look at the collateral (the property), the borrowers experience, the borrowers credit (credit score and credit profile) and the borrowers assets to determine qualifications. Some Hard Money lenders are even reviewing income and tax returns. This program uses computer analysis software that focuses on the collateral, the borrowers experience and the borrowers credit. Based on the analysis we are able to offer No Monthly Payments during the term of the loan with as little as 10% down of the purchase price. We can also advance the first draw at closing.

Fix and Flip with No Payments – Benefits

These are the benefits of this purchase rehab program.

Term: 12 months depending on how extensive the renovations needed.

No Payments: For loan to value up to 70% of the after rehab value payments can be rolled into the loan so no payments are made during the term of the loan.

Rates: Rates are from 10% to 12%. Rates are based on a combination of LTV, LTC, Borrowers experience and borrowers credit score. A borrower with extensive experience (especially recent) purchasing a property a loan to after renovation value and requires a low loan amount as compared to the total cost of the project will get the lowest rate. Rates can be as high as 12% for the riskiest projects. But even at 12% those projects would have a hard time finding the benefits of this program from another lender.

First Time Investors Accepted: Experience is a key metric in the loan qualification but we will approve first time investors as well.

No Income Verification: No income questions. No income taxes. No income verification.

No Asset Verification: No Asset questions. No bank statements. No asset verification.

Quick Close: Most loans can close in three weeks, depending on title and appraisal. The valuation is usually complete in 1 week. As long a there are no title issues the average loan is cleared to close in 14 days or less.

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