FBC Funding » 100% fix and flip financing https://www.rehablender.net Hard Money Wed, 11 Feb 2026 19:35:52 +0000 en-US hourly 1 http://wordpress.org/?v=4.1 BRRRR 100% Fix and Flip DSCR https://www.rehablender.net/brrrr-100-fix-and-flip-dscr/ https://www.rehablender.net/brrrr-100-fix-and-flip-dscr/#comments Wed, 13 Nov 2024 18:30:00 +0000 https://www.rehablender.net?p=6300

BRRRR  100% Fix and Flip  DSCR

The BRRRR method—Buy, Rehab, Rent, Refinance, Repeat—is a popular strategy for real estate investors aiming to grow their rental property portfolios while minimizing upfront capital. Coupled with 100% fix-and-flip financing and DSCR (Debt Service Coverage Ratio) rental loans, this method can yield substantial benefits for both seasoned investors and newcomers to real estate. BRRRR 100% Fix and Flip DSCR Rental Loans are 3 real estate investing financing options that can not be beat when it comes to building a real estate investment portfolio quickly with minimal liquidity and cash invested.

**Benefits of the BRRRR Method**

1. **Maximized Returns on Investment**:

BRRRR allows investors to build wealth through the forced appreciation achieved during the “rehab” stage. By purchasing a distressed property at a lower price, renovating it, and increasing its market value, investors gain equity far more rapidly than with traditional buy-and-hold strategies.

2. **Portfolio Growth without Continuous Capital Infusion**:

After stabilizing the property by renting it out, investors refinance to pull out their initial investment. This capital can then be used to purchase the next property, allowing for rapid scaling of a portfolio. By repeating this process, investors can accumulate properties with limited upfront cash, leveraging refinancing as a “recycling” of initial capital.

3. **Tax Benefits and Cash Flow**:

Rental properties offer several tax advantages, such as depreciation deductions. By renting the property after rehab, investors establish a recurring cash flow, which, when managed effectively, can produce income for years.

**100% Fix-and-Flip Financing**

For investors using the BRRRR method, accessing 100% fix-and-flip financing can be a game-changer. With 100% financing, investors can acquire and renovate properties without deploying personal capital and thus lowering risk. This financing type will cover both the purchase price and rehab costs, and investors only need to ensure they achieve sufficient after-repair value (ARV) to meet our underwriting guidelines. By leveraging such financing, investors avoid large upfront expenses, preserving their cash flow, maximizing returns and maintaining the ability to take advantage of multiple opportunities simultaneously. Investing is a numbers game. Using 100% fix and flip financing dramatically increases return on investment (as the only out of pocket investment is closing costs and monthly payments)

**DSCR Rental Loans**

Once the property is rented, a DSCR rental loan becomes a viable option for refinancing. DSCR loans allow investors to qualify based on the property’s cash flow rather than their personal income. This benefit is especially useful for real estate investors who may not qualify under traditional income-based metrics but who have properties generating steady rental income. With a favorable DSCR loan, investors can cash out the property’s equity while keeping payments manageable, enabling them to reinvest that equity in further properties.

Together BRRRR 100% fix and flip DSCR rental loans create a powerful investment framework. They enable efficient capital use, portfolio growth, and strong cash flow management, making this approach a highly strategic way to build wealth in real estate all with minimum out of pocket costs. The BRRRR 100% fix and flip DSCR program is available in two programs. “Program A” will fund AL, AR, CO, GA, ID, IA, MA, MD, MO, MS, MT, NC, NE, NH, OH, OK, SD, TN, TX,
WA, WV, and WY.  While “Program B” will fund AL, AR, CO, DE, FL, GA, IN, KY, MD, MA, MO, NC, NJ,  OH, OK, PA, SC, TN, TX, and VA

For more information call 888-848-3114, email louisj@fbcfunding.com or click here to schedule a free loan consultation.

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]]> https://www.rehablender.net/brrrr-100-fix-and-flip-dscr/feed/ 0 100% Fix and Flip Financing with Gap Funding https://www.rehablender.net/100-fix-and-flip-financing-gap-funding/ https://www.rehablender.net/100-fix-and-flip-financing-gap-funding/#comments Mon, 10 Apr 2023 22:05:37 +0000 https://www.rehablender.net?p=5823 100% Fix and Flip Financing with Gap Funding

 Hard Money Rehab Loan

Most Fix and Flip Real Estate Investors would prefer to put little or no money down when buying a property to rehab and sell. Using our 100% Fix and Flip financing with Gap Funding can help many investors who did not qualify for our full documentation 100% program.

 

The Advantages of 100% Fix and Flip Financing with Gap Funding: The advantages are many and a few are listed below.

  • Little or No Money out of Pocket!
  • Do Deals you otherwise could not!
  • Purchase multiple properties at once!
  • Take advantage of projects when your liquidity is low!
  • Do More Deals and Make More Money!
  • Greater return on your investment!

Little or No Money out of pocket means you have your money for other projects, for cash reserves or to do whatever you want to do with it.

To Do Deals you otherwise could not because you did not have down payment, closing costs and reserves. Gap funding can provide down payment, closing costs, reserves, and money to start the project.

Purchase multiple properties at once provides you an opportunity to take advantage of more than one deal at a time. You only invest in deals that make money, so you don’t miss a good investment.

Take advantage of projects when liquidity is low allows us to not lose out on good investments due to short term low in liquidity.

Do more deals make more money is obvious. You can make more money when you can do more deals. You even make more money by doing more deals at a higher costs because your are doing more deals. A simple example is if you make $60,000 to do one deal, it makes sense to do 2 deals and only make $55,000 per deal with the same funds and at the same time you can only do 1 deal.

Greater return on your investment means you invest less and therefore your return on investment is greater. Savvy investors understand return on investment is more important than costs. In the previous example the costs were $5,000 greater per project but for the same amount invested you can make $110,000 instead of $60,000.

 

The Disadvantages of 100% Fix and Flip Financing with Gap Funding:

Simply put, gap funding adds additional costs to your project. The costs could be 7% to 12% of the amount of the gap funds. The question you must answer with each deal you do, first, is it a good investment. Secondly ask yourself will any of the advantages of using Gap Funding for 100% fix and flip financing help me and make this a worthwhile deal.

 

Qualifications for 100% Fix and Flip Financing with Gap Funding:

Gap Funding is signature only funding with no collateral and you can qualify with no income verification or with income verification. For no income verification you should have a credit score of at least 720, no lates in the last 2 years, credit history greater than 4 years with at least one unsecured account greater than $5,000. For income verification the credit score can be as low as 680 but the verifiable income should be at least $50,000.

Let FBC Funding help you close more deals and make more money with a higher return on investment with our 100% fix and flip financing with Gap Funding.

To be prequalified we need a recent credit report and the last 30 days of pay stubs or 2 years tax returns if self employed. Income verification is not necessary for the lite doc program.

 

For more information call Louis at 888-848-3114

Or click here to schedule a free loan consultation.

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